Side Bet Blackjack Payout
Looking at the blackjack chart, the blackjack strategy card tells us to stand whenever you have 17 points or more in your hand, regardless of what the dealer is showing for an up card. Reduce the value of your hand by one point to 16, and the chart says to stand when the dealer’s up card is a 6 or lower. Join the horse racing legend in a game of blackjack with a twist. On these tables, standard blackjack rules and payouts are combined with a side bet where collecting trophies can earn you payouts topping 7,777X your bet. Buster Blackjack. This online blackjack variant allows you to win more when the dealer busts. When you place a Buster side. This bet costs half the size of the original bet. Even money bet protects the player from a push if the dealer has a blackjack. In case the dealer does have a blackjack, the player will push on the original bet and get a 2 to 1 payout on the even money side bet.
- Side Bet Blackjack Payouts
- What Is The Best Blackjack Payout
- Side Bet Blackjack Payout Odds
- Side Bet Blackjack Payout Results
- Side Bet Blackjack Payout Winning
- Side Bet Blackjack Payout Calculator
Blackjack side bets come in many shapes and sizes. Many traditional and online blackjack games have their own lineup of side bets. It would be impossible to come up with a complete list of side bets, though all blackjack side bet options generally fall under a few different categories. Here’s a breakdown of both common and obscure blackjack side bets.
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Super Sevens Side Bet
Side Bet Blackjack Payouts
The 7 card is a big player in blackjack side bets. Sometimes called Super Sevens bets, this side bet is a proposition wager on whether or not the first card you are dealt is a 7. This bet traditionally pays off at 3-to-1.
Another Super Sevens side bet is whether the first two cards you receive are 7s. Because this is a far less likely event, a winning Double Sevens bet pays off at 50-to-1 or more. Taking it a step further, some casinos that use multi-deck blackjack shoes offer Suited Sevens bets, which state that if you are dealt two suited sevens, you win a payoff as high as 100-to-1.
There’s one more Super Sevens bet that is one of the least likely occurrences in the casino. If the first 3 cards you are dealt are 7s, regardless of suit, you can earn between 500-to-1 (for unsuited triple 7s) or as much as 5,000 to 1 (for suited triple 7s).
Royal Match Side Bet
The Royal Match bet pays a small bonus if the first two cards you receive are suited, called an “easy match”, and a much larger bonus if the first two cards you receive are a suited king and queen, which is called the Royal Match. You’ll find several versions of this side bet, with the payouts expected just under 97% to 93%.
Streak Blackjack Side Bet
One blackjack side bet you might not see as often in the streak bet. In this proposition, you win the bonus if you have a certain number of winning hands in a row. When you have split pairs, you’ll need to determine a net win for the total hand. For instance, if you split 7s and win on one hand while pushing on the other, that’s considered a net win. Take note that most streak bets don’t allow you the surrender option.
Over/Under 13 Side Bet
This proposition calls for you to bet on whether your hand will be over 13, under 13, or exactly 13 after you’re dealt two cards. For the purpose of this bet, aces count as 1. If you make this wager and all things are even (when card counting), the better proposition is to be Under 13, which has a house edge of over 6% instead of over 10%. The exactly 13 bet, which pays at 10 to 1 odds, is over 7% house edge.
Pair Square Side Bet
In this bet, you win money if your first two cards are a pair. If the first two cards are a suited pair, you’re paid even more. This blackjack side bet, which has been spotted in Las Vegas, Atlantic City, and Tunica, is one of the better side bets in blackjack from the player’s perspective. The expected return ranges from 99.41% for a popular one-deck variation to a 96.15% for one of the six-deck variations.
21 + 3 Side Bet
The 21+3 side bet in blackjack is based on the first two cards you’re showing and the dealer’s face card. If the combination of these cards are a straight, a flush, a straight flush, or a three of a kind, you win your side bet. The house edge on these games ranges from over 2% to somewhat over 3%.
Sweet Sixteen Side Bet
The Sweet 16 side bet in blackjack pays if you get a 16 or more on your first two cards. This bet pays at 1 to 1. Also, one ace pays at 1 to 1, while two aces pay at 2 to 1. If you get a pair of 2s through 7s, you get a push. This combines for a 97.42% house edge.
Lucky Ladies Side Bet
The Lucky Ladies bet involves making a 20-hand, while the best payoff is for a pair with the Queen of Hearts. If you receive a Queen of Hearts pair making 20, you’re paid at 125 to 1. If you receive a Queen of Hearts pair while the dealer makes a blackjack, you win 1000 to 1 in payoff money. A matched 20 (matched rank and suit) gives you 19 to 1 odds, while a suited 20 pays off at 9 to 1. If you build a hand with an unsuited 20, you’re paid at 4 to 1.
Bonus Blackjack Side Bet
This is a series of side bets in which either you or the dealer, or both, get a blackjack. You can bet on the player getting the blackjack, the dealer getting the blackjack, or both of your hitting on it. If both you and the dealer get blackjacks with an ace and jack of spades, you win a progressive bonus payoff.
More Blackjack Side Bets
Below are some other blackjack side bets you’ll find in casinos. Each blackjack floor is going to offer its own list of side bets, so learn what the side bets are in the local card rooms where you live. Online casinos also sometimes offer their own selection of blackjack side bets.
Bonanza Blackjack – Player has a hard or soft 20 and the dealer has a 10-point card of any type.
Hi/Low Side Bet – You can bet on whether your first card is going to be higher or lower than the dealer’s card.
2 through 6 Side Bet – If the dealer is dealt a 2 through 6 card, you win a side bet.
Jack Magic Side Bet – This involves getting jacks in your hand and the dealer’s face-up card. You’re paid more for one-eyed jacks.
Match the Dealer Side Bet – For each of your first 2 cards which matched the dealer’s up card, you win a side bet.
Lucky Lucky Side Bet – This involves getting certain combinations in your first 2 cards and the dealer’s up card: 777, 678, and other combinations that add up to 21.
Bonus Spin Side Bet – In this game, you’ll receive a spin at a wheel if you win the bonus spin side bet. The prize wheel range from 5x to 100x.
Dare Any Pairs Side Bet – This bet pays at 11 to 1 and is simple as can be. If your first two cards are a pair, you win the 11 to 1 bet.
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If you’ve spent some time in Las Vegas casinos or even played online, you’ve heard of some of the more common blackjack side bets.
The most common of these, of course, is insurance, which is available in every blackjack game I’ve ever played.
In this post, I look at insurance and 6 other blackjack side bets.
I also offer some analysis of why I think these are bets with lousy odds. (See my post about blackjack probability for more details about how the odds work in blackjack.)
See if you agree with my reasoning.
1- Insurance Is the Most Common of the Various Blackjack Side Bets
An insurance bet is basically just a bet that the dealer has a blackjack. The insurance bet is only available when the dealer has an ace showing for her face-up card.
When you take insurance, you have a chance of getting some money back even if the dealer wins. (And the dealer always wins with a blackjack, unless you also have one — in which case, it’s a push.)
Insurance pays off at 2 to 1 odds, and the size of your insurance bet must be half the size of your original bet.
If the dealer’s upcard is an ace, the player is offered the option of taking “insurance” before the dealer checks the hole card.
If you’re making an insurance bet, you’re betting that the dealer’s face-down card — her “hole” card — is a 10. Since there are a lot of 10s in the deck — the 10s, jacks, queens, kings, and aces — insurance SEEMS like a good bet.
Why Insurance Is a Bad Bet
But it’s not.
Here’s why:
If the dealer had a blackjack 1 out of 3 times, this would be an even-money wager.
What Is The Best Blackjack Payout
But the dealer actually has a blackjack slightly less than 1 out of 3 times.
Side Bet Blackjack Payout Odds
You have 51 cards left in the deck. There are 16 cards worth 10 in the deck. This means the probability of having a 10 is 16/51, which is 31.37%.
The probability of winning the bet would need to be 33.33% or higher for you to break even in the long run on insurance.
But if you’re counting cards, insurance can sometimes be a positive expectation bet.
In all card counting systems, a deck relatively rich in 10s is a deck with a positive count.
It’s easy to calculate the house edge for insurance in blackjack. The odds are 35 to 16 that you’ll win the bet, and the payoff is 32 to 16,
This means the house edge is 3/51 or 1/17, which is the same as 5.89%.
In a game with an overall house edge of 1% or lower, taking a bet with a house edge of 5.89% is foolhardy at best.
You can read more about insurance in blackjack at LasVegasAdvisor.
2- “21 + 3” Is an Interesting Blackjack Side Bet, Too
The 21 + 3 side bet is becoming more common. It’s a bet on the result of your first 2 cards and the dealer’s face-up card. 21 + 3 combines poker hand rankings with blackjack.
The following poker hands pay out when you achieve them with those 3 cards:
- 3 of a kind of the same suit
- Straight flush
- 3 of a kind
- Straight
- Flush
A 3 of a kind of the same suit is the best possible hand in 21 + 3. It consists of 3 of the same card — when you’re dealing with a game made up of multiple decks, it’s possible to wind up with a suited 3 of a kind. This usually pays off at 100 to 1 odds.
A straight flush consists of 3 cards of the same suit that are also adjacent in ranks. For example, if you have the 10 and the jack of clubs, and the dealer’s up-card is a 9 of clubs, you have a straight flush.
Side Bet Blackjack Payout Results
This is the 2nd- best possible hand in 21 + 3 and usually pays off at 40 to 1 odds.
A 3 of a kind is just 3 cards with the same ranking, like 7s or jacks. This usually pays off at 30 to 1.
A straight is 3 cards in consecutive order, but they don’t have to belong to the same suit. This one pays off at 10 to 1.
A flush is 3 cards of the same suit and pays off at 5 to 1.
The house edge for the pay table used in this example is 3.7%, but it varies based on the specific payoffs. The pay table varies from casino to casino, but this is a common one.
You’ll even find some casinos offering a game where the payout for all these hands is more or less the same, like 7 to 1 regardless of which hand it is. That’s one of the worst versions — with a house edge of over 7%.
3- What about Perfect Pairs? Is That a Good Bet?
The Perfect Pairs side bet pays off when you get a pair, and it pays off more when you meet specific criteria:
- Mixed suits
- Same colors
- Perfect pair
A mixed pair is the easiest to get, of course — this means that your pair is made up of different suits AND colors, and it usually pays off at 5 to 1 odds.
A colored pair consists of 2 cards of the same ranking and the same color, even if the suits differ. If you have the 7 of diamonds and a 7 of hearts, you have a colored pair. This one pays off at 10 to 1.
A perfect pair is when you have 2 cards of the same suit AND rank. For example, if you have the 7 of spades AND another 7 of spades, you have a perfect pair. The payout is 30 to 1 for this one.
Different casinos might have different payouts for the Perfect Pairs side bet, but the one I used in the example is common.
The house edge for the version described is 3.4%.
With a different pay table, the house edge might be higher.
More Common Side Bets in Blackjack
Those are the most common side bets in blackjack, but you’re not limited to those. Various casinos offer various other side bets.
Here are some of the more common of those:
4- Lucky Ladies
The lucky ladies side bet is a bet that you’ll have a total of 20. If the cards are unsuited, the hand pays out 4 to 1. If the 2 cards are of the same suit, you get a 10 to 1 payout.
When you have 2 cards of the same rank and suit, like both jacks of clubs, you’ll get a 25 to 1 payout.
A pair of queens is a 200 to 1 payout.
And if you have a pair made up of the queens of hearts, and if the dealer has a blackjack, you get a 1000 to 1 payout.
5- Over/Under 13
The over/under 13 side bet is one of the easier bets to understand. You’re predicting whether you’ll be dealt a hand totaling more than or less than 13. Some casinos also allow you to be on getting an exact total of 13. The over/under bets pay even money.
The house gets its edge because they win on an exact total of 13, regardless of whether you bet over or under.
6- Royal Match
Side Bet Blackjack Payout Winning
The royal match side bet is another easy one. If your cards are suited, the hand pays out at 5 to 2. If you have a king and a queen of the same suit, the payout is 25 to 1.
7- Super 7s
The super 7s side bet pays off any time you get at least one 7 in your hand. The more 7s you get, the more the bet pays off.
A single 7 is a 3 to 1 payout. If you get a pair of 7s, you get a 50 to 1 payout. And if those 7s are both suited, you get 100 to 1.
If you get a 3rd 7, you get 500 to 1 if they’re not suited and 5000 to 1 if they’re all of the same suit.
Not all casinos give you a 3rd card when the dealer has a blackjack, which (of course) increases the house edge.
The house edge for any of these bets is 5% or higher.
And keep in mind that the payouts I’m listing are typical, but you can and will see variance in rules from table to table and from casino to casino.
Why Do Players Make these Side Bets?
If everyone knows that the house edge is so high on these side bets, why do players make them?
Side Bet Blackjack Payout Calculator
The truth is that many blackjack players NEVER make side bets, and that’s the best strategy.
But some people at the blackjack table like to hit jackpots, and they feel like the house edge on these side bets is comparable or better than the house edge they would see playing a slot machine.
The only way you can see 5 to 1, 10 to 1, 50 to 1, or higher payouts in blackjack is to take advantage of these side bets.
Finally
The 7 blackjack side bets explained in this post include:
- Insurance
- 21+3
- Perfect Pairs
- Lucky Ladies
- Over/Under 13
- Royal Match
- Super 7s
The house edge for all these side bets is sky-high. In a game where the main game has a house edge of between 0.5% and 2%, you should never take a sucker bet like this.